Photo of Karen L. Toto


J.D., magna cum laude, George Mason University School of Law

B.A., magna cum laude, The George Washington University; Phi Beta Kappa

Law Journals

Notes Editor, George Mason University Civil Rights Law Journal

Bar and Court Admissions

District of Columbia Bar

Virginia Bar

U.S. District Court for the Eastern District of Virginia


Legal Lean Sigma Institute (LLSI) White Belt

Karen L. Toto


Practice Areas

Karen counsels insurers in connection with coverage issues arising under professional liability and general liability policies, and she represents her clients in coverage litigation in state and federal courts nationwide. Karen, a certified Legal Lean Sigma Institute (LLSI) White Belt, uses the LLSI process and project management tools to continually improve the value proposition the firm delivers to its clients.

Representative Experience

  • Counsels insurers on potential coverage issues and litigation strategies.
  • Represents clients in a variety of complex coverage litigation issues, including drafting pleadings, motions practice, and discovery.
  • Advises insurers on mediation and settlement issues and strategies for handling claims.
  • Serves as monitoring counsel in connection with directors and officers, lawyers, and other professional liability claims.
  • Serves as defense counsel in complex professional liability actions.

Professional Experience

  • Intern, D.C. Superior Court, Chambers of The Honorable Gerald Fisher (2008)


  • American Bar Association (ABA), Section of Litigation, Insurance Coverage Litigation Committee
    • Co-Chair, Young Lawyers Subcommittee
  • Professional Liability Underwriting Society (PLUS)
  • Virginia Bar Association (VBA)
  • Women's Bar Association of the District of Columbia (WBA)

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